to pay obstetricians and neurosurgeons in New York about $ 170,000 per year per person for medical malpractice insurance. What to get for their money?
When a doctor takes a malpractice insurance policy, usually a guarantee that they have available for the current year of $ 1,300,000 U.S. dollars for each occurrence dollars a year up to a maximum of $ 3,900,000 U.S. total for that year. (The $ 3,900,000 is called the "sum"). What does this mean for a patientWho is suing a doctor in New York?
This means that if the patient succeeds in its dispute with the doctor is or get a verdict Against the doctor, who can be up to the patient has received from the insurance company would be $ 1.3 million on behalf of the individual doctor. In general, many medical professionals and additional professional liability insurance to give them a cushion or umbrella, in case they are forced to pay more in compensationtheir original fault insurance provider.
In other cases, a doctor can get, "" excess insurance coverage through the hospital, where they have the authorization of privileges. Again, trying to protect the doctor and the hospital of a large payout.
"How does my doctor on Long Island has so much to pay insurance premiums? The answer to this question would require several days to respond. There are many reasons why the premiums high regard forPhysicians including insurance are bad financial decisions and require additional resources, go around them. Other explanations point to the law firm as "bad", raising medical premiums. Others say it is frivolous, that high premiums cause complaints. Regardless of which explanation you accept, is that doctors in New York and Long Island one of the higher premiums paid by malpractice in the country. The application of this titleThe article "Is $ 170,000 enough?" is a clever way for the reader to inform the press control.
And 'customers was news that some doctors practicing obstetrics, or given to other areas of medicine for high premiums. Others say these accounts is a mere exaggeration. Some patients feel their doctor for such high premiums paid badly. Others said that their doctors can afford and that doctors should stop crying because they have a higher qualityof life, as many patients.
Even a strong supporter of the victim can understand the frustration of many doctors when they complain of such high payments for their malpractice insurance. Interestingly, there were no protests by the same doctors and medical organizations turn Their insurance companies and ask, do "What with us?"
Because there was no protest from New York politicians watch prices and tariffs for these sameInsurance? The lack of response suggests that doctors may be afraid to accept their insurance. And politicians? Why have the gauntlet to those high premiums taken? The lack of an obvious answer raises more questions about alliances of interests.
There are some people who suspect that if the awards for pain and suffering are limited in New York that the amount granted is limited and insurance companies do not needgrowing, the doctors pay their premiums in order to ensure themselves. While this argument may be reasonable in their 'Face Sound. It is not. There are many studies that have caps on pain and suffering, limited rates do not reduce malpractice premiums for doctors or hospitals. Indeed, in two separate (non-partisan) studies, the awards were increased to be noted, began with the guards.
The next time the doctor complaining about the expensive and outrageousmedical malpractice premiums must be paid before paying even the head, asking why it was not for her insurance will not complain.
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